For those of us lucky enough to reach a time in their life, whereby they contemplate a vehicle purchase, this article should be helpful. Regarded as one of the largest purchases you’ll make in your life, and perhaps the first of real consequence. Given the upfront and ongoing costs of purchasing and maintaining a vehicle, […] The post Buying Vs. Leasing Vs. Renting a Car – All You Need to Know appeared first on EINSURANCE.

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“Risk Management” is a term often associated with businesses trying to reduce their exposure to certain negative factors that might impact their business. When it comes to individuals, risk management is also very important, especially now when the information age is in full swing and “personally identifiable information” is so valuable to ethical and unethical […] The post 10 Types of Identity Theft You Should Know appeared first on EINSURANCE.

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What Is Telematics? Telematics, the backbone of Usage Based Insurance (UBI), has been a buzzword over the past few years; as it has gained popularity in the insurance arena. Progressive was one of the pioneers in using telematics to gain better insight into a potential customer’s driving habits. It started by Progressive utilizing GPS and […] The post Telematics: What Is It and Will It Cut Your Car Insurance? appeared first on EINSURANCE.

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Cyber Security Definition Cyber security has become a buzzword lately. It can often come across as a tactic used by insurance companies and agents to instill a sense of paranoia, in hopes that you purchase a policy. We here at EINSURANCE aim to demystify this notion of cyber security and arm you with facts, so […] The post What Is Cyber Security? appeared first on EINSURANCE.

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If you own a business that sells, distributes, manufactures or designs products, product liability insurance could potentially keep you from having to close shop because of hefty costs incurred when something goes wrong. It’s wise to consider adding product liability coverage to your general liability policy in order to protect your company should there be a […] The post Do You Need Product Liability, Recall And Contamination Insurance? appeared first on EINSURANCE.

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So, how do you choose a hospital that’s right for you? Depending on where you live, you might have a few hospitals to choose from, have only one in town or, in some rural areas, you have to drive out of town to get to one. If you don’t have a hospital of preference and […] The post How to Choose A Hospital appeared first on EINSURANCE.

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If you have ever been responsible for the after-death arrangements a loved one, you know how hard it can be. At a time when you are mourning a loss, you also have to spend time making sure preparations are taken care of. If you have to pay burial costs and related expenses, too, and it […] The post What Is Final Expense Insurance? appeared first on EINSURANCE.

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You go to purchase a homeowner’s insurance policy and you’re offered auto insurance, too, but you already have auto coverage from a different company. Should you bundle home and auto insurance? Is it worth the trouble? With some exceptions, bundling home and auto insurance is a good idea. As long as each policy has the […] The post Should You Bundle Home and Auto Insurance? appeared first on EINSURANCE.

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Used to be, once children left home they were on their own in terms of health insurance. That changed with the Affordable Care Act (ACA). Now, as long as your health insurance provides coverage for dependents, your child can remain on your plan until the age of 26, no matter what. Did he get married? […] The post Health Insurance for Young Adults appeared first on EINSURANCE.

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Ride-hailing, such as ridesharing services like Uber and Lyft, have disrupted how we get from Point A to Point B when we need a ride. And this is changing the way car insurance behaves. In other words, providers are creating coverage products specific to ridesharing. According to TheRideshareGuy.com, more than 700,000 drivers work for Lyft […] The post Do I Need Special Insurance to Drive for Uber and Lyft? appeared first on EINSURANCE.

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Driving has become a huge part of everyday life, and predictably certain types of car accidents have become more frequent. Some are more common than others. Most Common Accidents Types The most frequent car accidents collisions include the following: Rear-end Head-on Side impacts Dents and scrapes Avoiding Rear-End Collisions Rear-end collisions are most likely to […] The post How to Avoid Common Car Accidents appeared first on EINSURANCE.

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To many homeowners the clauses buried deeply in their insurance policies are overlooked. They contain lots of apparent legal mumbo-jumbo with probably no real impact on one’s coverage until disaster strikes. If you insure property in Florida you may want to study more closely a clause that can cause you severe problems and is greatly responsible […] The post Homeowners Insurance Florida – Assignment of Benefits (AOB) appeared first on EINSURANCE.

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Everyone searches for ways to save. Whether its choosing Costco over Whole Foods, or taking public transit to work in lieu of driving, most people are looking for ways to stretch that extra buck as far along as possible. Car insurance is no different. We here at EINSURANCE believe saving is certainly good, but everything […] The post How Much Car Insurance Do I Need? appeared first on EINSURANCE.

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Top 10 Cars That Give You the Most Bang for Your Buck! 2019 Subaru Impreza 2019 Ford Fiesta 2019 Volkswagen Jetta 2019 Hyundai Accent 2019 Chevrolet Cruze 2019 Subaru WRX 2019 Honda Insight 2019 Chevrolet Sonic 2019 Toyota Corolla 2019 Subaru Legacy What Are Your Concerns? One of the largest first purchases for many, is […] The post Top 10 Best Cars For The Money appeared first on EINSURANCE.

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Texting and Driving: CEXT Drivers There are at least six types of cell phone and texting drivers. We like to call them CEXT Drivers. No, it is not sexy because it is so serious! 1. The Hide-and-Seek Cext You know this driver, they are hiding their phones in their lap, thinking that no one will […] The post Texting and Driving: 6 Types of Cell Phone and Texting Drivers appeared first on EINSURANCE.

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