Once upon a time, you could actually buy a brand new car for about what you'll pay these days for full insurance coverage for a new car. Inflation aside, what exactly drives the cost of insuring a new car? Unless you paid cash for your ne...

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Predictive modeling is a analytic process that uses data mined from a variety of sources to create a statistical model of future behavior. Increasingly, it’s being used in the insurance industry to decide what to charge you for almost every kind...

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Car insurance companies process about 25 million repair and replacement claims every year. So they’ve got a pretty good grip on which repair shops can be trusted to do good work at a good price. Most insurers these days enter into contractual agr...

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Along with picnics, vacations and reading long novels, summer also means devastating storms like those that recently ripped through Wyoming, Colorado and Oklahoma. The damage done by tornado-force winds gets plenty of press, but the hail stones that ac...

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New Jersey just passed a new law requiring that pets must wear seat belts when riding in a vehicle. Failure to obey this law will result in fines of $250 to $1,000 and as much as six months in jail. From time to time, we like to remind you that one of...

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The 2012 Hurricane season officially began June 1 and will end November 30. In between now and then, NOAA is forecasting 9 to 15 named storms, 4 to 8 hurricanes and 1 to 3 major hurricanes in the Atlantic Thedamage big storms and hurricanes cause...

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Does your car spend a lot of time just sitting in the driveway? What if you could make a few extra bucks renting it out by the hour to neighbors who don’t want the expense of car ownership but occasionally needthe convenience of personal tr...

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If the threat of $5-a-gallon gasoline or concern for the environment haven’t motivated you to trade in your gas-guzzler, maybe the additional savings from green vehicle insurance discounts will be the tipping point. Several car insurance comp...

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Another school year is coming to an end. That means graduation parties and summer vacation. Unfortunately, what should be happy times all too often turn tragic. Summer is the deadliest time of year for teen drivers and their passengers. According to a...

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Backdating, by definition, is the practice of putting a calendar date on any document that is earlier than the date on which that document was actually written. In some instances, it’s perfectly legal. In other instances, it’s not. Let&rsqu...

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It’s hard to find cheap car insurance for teens, mostly because insurance companies see teens as a greater risk due to their inexperience and the likelihood that they’ll engage in risky behavior like texting while driving. Many studies...

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Oh-oh. You just had a car accident that damaged your vehicle. You have collision coverage that will pay to fully repair the damage or replace your ride if its totaled, minus the deductible. You filed a claim. Nowhere’s what you can expect t...

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Suppose you’ve been injured in a car accident. You’re in pain, you have medical bills and maybe you’ve even missed work. You are reasonably motivated to settle with the car insurance company as quickly aspossible and get on with...

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Dissatisfied with your auto policy? Ready to shop for the cheapest car insurance quotes out there?  Here’s the smart way to cancel your existing policy and switch car insurance. The worst thing you can do is to just stop making paym...

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You’ve done your research, checked out all the ads and websites, and now you’re ready to buy your new car. Whoa and hold it! Before you hit the car lots, you need to give some thought to a very importantcomponent of car ownership: car...

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