General liability insurance is essential for doing business; it can protect you financially in the event of a customer’s or third party’s bodily injury or property damage. As a contractor, you can also purchase an optional endorsement, an addition to your overall general liability policy. A variety of industry-specific professional liability policies are available, everything […] The post How Much Does General Liability Contractors Insurance Cost? appeared first on EINSURANCE.

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When confronting the alphabet soup of Medicare options, many people wonder if they should elect to purchase Medicare Advantage (MA) plans. Research now shows that chronically ill Medicare Advantage beneficiaries experience better quality of care than with typical fee-for-service Medicare (FFS) plans. Medicare Advantage is a popular add-on for many recipients. According to a recent […] The post Does Medicare Advantage Lower Costs for People with Chronic Illness? appeared first on EINSURANCE.

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Travel insurance covers trip cancellations and interruptions, lost luggage, and accidents or illnesses while traveling domestically or abroad. The coverage is by the day (number of days of your trip). Limits, deductibles and co-insurances vary by provider. Before you get it, you should take 3 things into consideration: Gravity of the trip. Probability of cancellation. […] The post Is It Necessary to Buy Travel Insurance? appeared first on EINSURANCE.

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With the possibility that used car dealers may unknowingly (or willingly) sell flood damaged vehicles, it is prudent for customers to check flood damaged cars before they buy. Mark the check boxes if the statement next to it is true. Any check marks should be a signal to stay away or investigate further. Download Checklist […] The post Flood Damaged Cars Checklist appeared first on EINSURANCE.

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So, the most valuable piece of advice I ever received from a professor of Tax was that the Tax Code was written by the government, and it is not supposed to be logical. With that piece of advice I went on to get the Tax Award in my Graduating Class. My advice to you, is […] The post Medicare Mystery: Medicare Part A, Part B, Part C and Part D appeared first on EINSURANCE.

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Rental car insurance usually provides the following coverage: Collision Damage Waiver (CDW) Liability Insurance Personal Accident Insurance (PAI) Personal Effects Coverage Some rental car companies combine personal accident and personal effects coverage together as one type of insurance, while others sell it individually. If you’re planning a trip that involves renting a car, check the […] The post Do You Need Rental Car Insurance? appeared first on EINSURANCE.

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It’s that time of the year where the weather gets a bit brisker, the days become a bit shorter, and leaves become adoringly shades of brown and orange. The other hallmark of fall is the raucous Halloween holiday. Once revered as a day for children to satisfy their indelible sweet tooth. Halloween has quickly become […] The post Halloween: The Vandalism Holiday appeared first on EINSURANCE.

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It’s that time of year again; Health Insurance Marketplace open enrollment for 2019 is coming up fast. You’ll have from November 1, 2018 through December 15, 2018 in most states, with coverage beginning January 1, 2019. You have several ways of getting health insurance if you don’t have coverage through your employer. You can purchase […] The post How to Prepare for Open Enrollment 2019? appeared first on EINSURANCE.

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Car insurance typically follows the car. Remember your car insurance coverage stays with your vehicle as long as the people who drive it are explicitly listed under your policy. Always check with your insurance company to make sure who is covered under your car insurance policy. If you are looking for cheaper car insurance or […] The post Should You List Your Family Members Under Your Car Insurance Policy? appeared first on EINSURANCE.

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Whether you’re planning for a fall vacation or summertime adventure, a road trip could be just what you’re looking for. Americans have a staggering number of sights to see all across the country. Here are some travelers’ favorite USA road trips to consider. Happy trails! 1. Pacific Coast Highway If you’re “California dreaming”, the Pacific […] The post The Top 8 USA Road Trips appeared first on EINSURANCE.

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According to the National Association of Insurance Commissioners (NAIC), it’s a good idea to check your insurance policies once a year. Online car insurance comparisons have made the task easier than ever to compare car insurance quotes. Car Insurance Comparison Types There are two general types of online insurance sites. Some are lead generation sites […] The post How to Compare Car Insurance Quotes appeared first on EINSURANCE.

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For those of us lucky enough to reach a time in their life, whereby they contemplate a vehicle purchase, this article should be helpful. Regarded as one of the largest purchases you’ll make in your life, and perhaps the first of real consequence. Given the upfront and ongoing costs of purchasing and maintaining a vehicle, […] The post Buying Vs. Leasing Vs. Renting a Car – All You Need to Know appeared first on EINSURANCE.

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“Risk Management” is a term often associated with businesses trying to reduce their exposure to certain negative factors that might impact their business. When it comes to individuals, risk management is also very important, especially now when the information age is in full swing and “personally identifiable information” is so valuable to ethical and unethical […] The post 10 Types of Identity Theft You Should Know appeared first on EINSURANCE.

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What Is Telematics? Telematics, the backbone of Usage Based Insurance (UBI), has been a buzzword over the past few years; as it has gained popularity in the insurance arena. Progressive was one of the pioneers in using telematics to gain better insight into a potential customer’s driving habits. It started by Progressive utilizing GPS and […] The post Telematics: What Is It and Will It Cut Your Car Insurance? appeared first on EINSURANCE.

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Cyber Security Definition Cyber security has become a buzzword lately. It can often come across as a tactic used by insurance companies and agents to instill a sense of paranoia, in hopes that you purchase a policy. We here at EINSURANCE aim to demystify this notion of cyber security and arm you with facts, so […] The post What Is Cyber Security? appeared first on EINSURANCE.

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